Legal
Account and Cardholder Agreement
Draft dated 2026-08-02, version 0.2.0-draft, in review with counsel. Nothing in it is in effect.
This document is with counsel. An earlier version of this page carried the drafting notes still open inside it, including who operates the Service and which law governs it. Rather than publish a document with those questions unanswered, we are holding it back until they are answered.
Nothing on this page is an agreement, and nothing here creates rights or obligations.
What this document will cover
- What this Agreement is
- Collateral pledge
- Spending power and draws
- Interest and fees
- Repayment
- Position health and liquidation
- The card
- Statements, errors, and claims
- Default
- Closing the account
- Changes to this Agreement
- Governing law and disputes
What is true today
- Gether is not a bank.
- Balances held with the Service are not bank deposits and are not FDIC insured.
- Gether is in a waitlist phase and is not open as a financial service.
Text messages
The terms and the privacy notice for text messages from Gether are complete and in effect: SMS Terms and SMS Privacy Notice. Sign up for text messages at /sms.
Questions about this document
Email support@trygether.com. More ways to reach us are on /support.